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Even though retirement may seem a long way off, planning for it today is important if you want to ensure you have enough money put by to enjoy it.  

Retirement is no longer a time when you sit back and let the world pass you by. Nowadays, people often retire with the desire to start a new life, take up new hobbies or even a new career and fulfil dreams that they have had throughout their working life.

Relying on the State to provide this for you will almost certainly mean that you will be unable to achieve what you want. Once you’ve retired, you simply won’t get a chance to save for the benefits you need, to make the most of your time away from work.