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When you decide to save, it makes sense to make sure that you take advantage of all the tax-efficient options available to you.

If you are aged 18 or over and live in the UK, you are entitled to save into an Individual Savings Account or ISA – a tax-efficient way of saving.

Your savings grow free from personal tax and capital gains tax and are accessible whenever you wish.  Note: The taxation rules for ISAs could be altered by future legislation.

You can save regularly into an ISA or just pay one-off amounts as and when you choose, or do a combination of the two.

The type of ISA you choose will vary according to what you want to achieve with your savings and by when, and how you want to balance the security of your money with the potential of your savings growing.

For fund information:      Click here